Making Therapy Financially Accessible
I am currently in-network with the following insurance providers:
- Aetna (via Headway*)
- Anthem Blue Cross/Blue Shield (via Headway*)
- Medicare
- Northwell Direct (aka HealthComp)
- Oscar Health (via Headway*)
- Oxford (via Headway*)
- United Healthcare (via Headway*)
I am out-of-network with these insurers but submit claims directly to them:
- Cigna
- NYSHIP
Insurance, in-network options, and self-pay rates
Accessible In-Network Services
*Headway is a platform that connects mental health providers with clients who have insurance. While I am not directly contracted with each insurance company, my credentialing through Headway allows me to offer services at in-network rates.
This means you only need to pay your standard in-network copay, making therapy more affordable and accessible.
Out-of-Network Options
If your insurance provider is not listed above, you may still have out-of-network benefits that can help cover the cost of your sessions. To better understand your coverage, I recommend contacting your insurance directly.
When contacting your insurance provider, you may wish to ask:
- What is my out-of-network deductible?
- What is my coinsurance percentage after meeting my deductible?
If you have out-of-network benefits, I am happy to submit the necessary paperwork to assist you in obtaining reimbursement from your insurance company.
I understand that out-of-network expenses can be a concern, and I offer flexibility when possible, such as spreading deductible payments over several months or discussing sliding-scale options in cases of financial hardship. Â
Single-Case Agreements
If you have difficulty finding an in-network provider, it may be possible to request a single-case agreement from your insurance company. This special arrangement allows my services to be covered at in-network rates for your specific situation, even if I am not typically in-network with your plan.
Session Fees
My standard fee is $250 per 55-minute session. Copayments and coinsurance are due at the end of each session. I accept multiple payment methods for your convenience:
- Cash
- Paypal
- Zelle (917.770.4909)
- Venmo (@Roz-Davidovich)
- Flexible Spending Accounts (FSA)
- Credit cards
Support and Guidance
I understand that navigating insurance and payment options can feel overwhelming. If you have any questions or need assistance, please don’t hesitate to reach out. My goal is to help make therapy accessible, manageable, and stress-free for you.
